Free Assessment

Refinance Readiness Quiz

Take our 2-minute quiz to see if you're a good candidate for refinancing.

1. What is your current credit score range?

Excellent (750+)

Great! You likely qualify for the best rates.

Good (700-749)

You should qualify for competitive rates.

Fair (650-699)

You may qualify with moderate rates.

Poor (Below 650)

Consider improving your credit before refinancing.

2. How old is your vehicle?

0-3 years old
4-6 years old
7-9 years old
10+ years old

3. How much do you currently owe on your loan?

$10,000 - $40,000
$7,500 - $9,999
$5,000 - $7,499
Less than $5,000

4. What is your current interest rate?

8% or higher
6-7.9%
4-5.9%
Below 4%

5. How long have you had your current loan?

12+ months
6-11 months
3-5 months
Less than 3 months

6. Are you current on all your loan payments?

Yes, always on time
One late payment in the past year
Multiple late payments

7. Is your vehicle worth more than you owe?

Yes, definitely
About the same
No, I owe more
Not sure