Last Updated: [DATE TO BE UPDATED]
Your privacy is important to us. This Privacy Policy explains how RateDriven collects, uses, and protects your personal information.
RateDriven.com is committed to informing you of your right to privacy and strives to provide a safe and secure user experience. This Privacy Policy explains how we collect, store, and use personal information provided by you on our website. It also explains how we collect and use non-personal information. By accessing and using our website, you explicitly accept, without limitation or qualification, the collection, use, and transfer of the personal Information and non-personal Information in the manner described in this Privacy Policy. Please read this Policy carefully, as it affects your rights and liabilities under the law. If you disagree with how we collect and process personal and non-personal information, please do not use this website.
We collect the following types of information about you when you visit and use our website. "Personal information" is information that may be used to identify you or any other individual to whom the information may relate. Such information may include your name, address, telephone number(s), mobile numbers, and info@RateDriven.com, or other unique information about you which you provide to us during the registration process, or through the course of communicating with us about the products and services provided on our website. "Demographic information" is information that may or may not be unique to you in the sense that it refers to selected population characteristics. Such information may include, but is not limited to, zip code, mobile phone carrier, age, gender, salary range, education, marital status, occupation, industry of employment, and personal and online interests.
"Behavioral information" is information which is automatically collected about how you use our website, the areas of our website that you visit, what services you access, and information about your computer hardware and software, including your IP address, geographic location, browser preference, operating system type, domain names, times that you access the internet, and other websites you have visited. "Web technology information" refers to the information we automatically collect from you when you visit our website. Including internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. Information is collected using cookies, Web beacons, or JavaScript. This also includes information that is contained within the autofill functionality of your browser. This information may include Personal and Non-Personal Information.
We will never knowingly collect any Personal Information from children under the age of 13. If we obtain actual knowledge that we have collected Personal Information about a child under the age of 13, that information will be immediately deleted from our database. Since we do not collect such information, we have no data to use.
Generally, we use technologies such as cookies, web beacons, and JavaScript to collect information. These technologies collect Internet Protocol (IP) addresses, browser type, Internet Service Provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. This information is used to analyze trends, administer our website, track users' movements through our website, and gather demographic information about our user base as a whole. We may receive reports based on these technologies on an individual or aggregated basis.
"Cookies" are a feature in your browser software. If enabled, cookies store small amounts of data on your computer about actions you take on the pages of our website, including the placement of identifiers. Cookies help us track which of our features you visit most often and what content you viewed on past visits. When you revisit this website, cookies enable us to remember your settings and may be used for authentication purposes. We may use cookies to keep track of the number of return visits, accumulate and aggregate statistical information generally pertaining to our website, and deliver specific content to you based on your past viewing history. You can disable cookies, although our website may not function properly for you. Your browser preferences can be modified to accept or reject all cookies or request a notification when a cookie is set. You may read more about cookies at http://cookiecentral.com. In order to use all the features and functionality of our website, you need to accept cookies.
Social Media Cookies/Plug-ins. Plug-ins for social media, including Facebook, Twitter, LinkedIn, Yahoo, Windows, and Google Plus, are integrated on our website. By interacting with us through a social media plug-in, certain information will be transmitted to the social network, and you permit us to have continued access to information from your profile. Social media features are either hosted by a separate entity or hosted directly on our website. Your interactions with these features are governed by the company's privacy policy.
We use electronic images known as Web Beacons (sometimes called single-pixel GIFs, clear GIFs, or action tags) to collect information about your visit to our website, measure and improve the effectiveness of advertisements, and track the delivery of advertising. Web Beacons collect only a limited set of information, including a cookie number, time, and date of page view, as well as a description of the page on which the Web Beacon resides. We may also use Web beacons in email messages sent to you. This allows us to determine if you opened or acted upon the email messages. Because Web beacons are the same as any other content request, you cannot opt out or refuse them. However, they can be rendered ineffective by either opting out of cookies or changing the cookie setup in your browser. JavaScript. We may also use JavaScript. JavaScript is a computer language that enhances the functionality of websites, particularly concerning pictures. We use it to analyze and improve our website's functions. You may deactivate JavaScript through your browser settings or activate it the same way. If you disable JavaScript, you will not be able to use some of the functions of our website.
Providing Services and Products. We use the information we gather on our website to provide you with the services and or products you have requested. Improving Our Website. We use the information we collect to respond to any inquiries you make, operate and improve the functionality of our website, and deliver the products and services advertised on our website. Our services include displaying personalized products, content, and advertising tailored to your experience and interests.
Targeted Advertising. We may customize and target advertising to an individual based on user information. At our discretion, we may combine information to target advertising to an individual on the Site, via email, and/or through direct mail. Such advertising may differ from the products or services offered or promoted on our website—commercial Email. We may use your info@RateDriven.com to promote goods and services that may be of interest to you.
Direct Mail. We may use User Information to advertise, directly or indirectly, to individuals using postal mail.
We will only share your personal information in the following ways:
Website Functionality. We share your Personal and Non-Personal Information with companies and individuals we employ to perform technical functions on our behalf. Examples include analyzing our data, processing credit card payments, and providing customer service on our behalf.
No mobile data will be shared or sold to third parties for marketing or promotional purposes.
Legal Process. We disclose and share your information if legally required to do so, or at our discretion, pursuant to a request from a governmental entity, or if we believe in good faith that such action is necessary to (a) conform to legal requirements or comply with legal process; (b) protect our rights or property, or our affiliated companies; (c) prevent a crime or protect national security; or (d) protect the personal safety of users or the public.
Acquisition or Merger. We may disclose and transfer your information to a party that acquires any or all of our business, whether such acquisition is by merger, consolidation, or purchase of all or a substantial portion of our assets. In the event we become the subject of an insolvency proceeding, whether voluntary or involuntary, we or our liquidator, administrator, receiver, or administrative receiver may sell, license, or otherwise dispose of such information in a transaction approved by the court.
We collect and use information about you on or through our website in the following ways:
Analytics. As described above, we monitor, analyze, and report on traffic to, from, and within our website, as well as email messages.
Disclaimer. We do not control the collection and use of any information collected by Third Parties. Please review their policies and terms before providing any information.
We use industry-standard precautions to safeguard your personal information from loss, theft, and misuse, including unauthorized access, disclosure, alteration, and destruction. These precautions encompass technical, physical, and managerial aspects. We have security measures in place to protect against the loss, misuse, and alteration of personal information under our control. The servers in which we store your information are kept in a secure physical environment. The servers have industry standard firewalls. Access to such servers is password protected and access by our employees is limited. We use Secure Socket Layer software ("SSL") to protect data and secure transactions. SSL encrypts information including credit card number(s), and names and addresses, transmitted over the internet. Please be advised that, although we take commercially reasonable technological precautions to protect your data, no data transmission over the internet can be guaranteed to be 100% secure from improper actions of websites not under our control; therefore, we cannot and do not warrant that your information will be absolutely safe. Any transmission of information through our website or through email communications is at your own risk.
We retain Personal Information for the time necessary to fulfill the purpose for which you provided the information and keep it thereafter for a period permitted by law. We retain Non-Personal Information indefinitely, as it is used by us for any proper purpose, including but not limited to analysis, development, and improvement of our website, services, and products.
We reserve the right to make material changes to the substance of this Privacy Policy. We will post those changes through a prominent notice on the website, so that you will always know what information we gather, how we might use that information, and to whom we will disclose it.
Unfortunately, we are not in a position to accept clients who are not U.S. Citizens. The CASL and GDPR, in particular, provide certain rights to their citizens that are not the same as those in the United States. For this reason, we do not accept referrals from any citizen outside the United States. Our services are specifically designed for United States citizens. We have expunged all European Union Member and Canadian Citizens data to the extent we have been made aware of the same. If you are a European Union Member, Canadian or any country outside of the United States citizen, please notify us at info@RateDriven.com and we will remove and destroy your Personal Information.
If you have any questions regarding this Privacy Policy, please contact: info@RateDriven.com
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.