AUTO LOAN REFINANCING

Members save more than $2,400 on average by refinancing their auto loan

Get My Rate in 2 Minutes

Checking your rate won't impact your credit score2

Happy family with their vehicle

Why Refinance Your Auto Loan?

Discover how much you could save with better rates and terms

Lower Interest Rates

Rates as low as 2.99% APR. If your credit has improved or market rates have dropped, you could qualify for a much better rate.

Save Money Monthly

Reduce your monthly payment by hundreds of dollars, freeing up cash for other important expenses or savings.

Quick & Easy Process

Get pre-qualified in minutes. No paperwork, no visits to the bank. Complete everything online from the comfort of your home.

Ready to Start Saving?

Complete our simple application to get started

Get Your Quote

Our application is secure and won't affect your credit score

How It Works

Refinancing your auto loan is easier than you think

1
Apply Online

Complete our simple 2-minute application form with basic information about yourself and your current loan.

2
Get Pre-Qualified

Receive your personalized rate and terms instantly. No impact to your credit score during pre-qualification.

3
Choose Your Offer

Review multiple offers from our network of trusted lenders and choose the one that works best for you.

4
Start Saving

Complete the paperwork online and start enjoying your lower monthly payments and interest savings.

Frequently Asked Questions

No! Our initial rate check uses a soft credit inquiry which will not impact your credit score. Only when you decide to move forward with a loan will a hard credit inquiry be performed.

Generally, you need a credit score of 580+, your vehicle should be 10 years old or newer, and you should owe at least $5,000 on your current loan. Each lender has specific requirements, but we work with a wide range of credit profiles.

Savings vary based on your current rate, credit score, and loan terms. Our customers save an average of $2,400 over the life of their loan, with some saving much more. The best way to find out is to get a personalized rate quote.